Media background pack to accompany ANZ National Bank Limited General Short Form Disclosure Statement

• Assets of NZ$114.9 billion as at 30 June 2008 and NPAT of NZ$960m for 9 months ended 30 June 2008

• 33% of total New Zealand registered bank assets, ~38% sha re of revenue

• Employs ~9,500 people (FTE)

• Serves ~1.9 million c u st o mers

• 316 branches and 746 ATMs

• Credit rating: AA (Standard & Poor’s), Aa2 (Moody’s) & AA- (Fitch)

• Earnings well-balanced across a sprea d of businesses*: - 39% Retail Banking - 2 4 % Relatio nship Ban king - 21% Instituti onal - 1 6 % O t h e r